It means multiple investors co-own one property, each holding a titled deed. Unlike a timeshare (which is merely usage rights), fractional ownership grants you an actual portion of title.

Each owner “owns a share of a company (LLC) that owns the home,” real property equity If a home is split into 10 shares, a 10% owner truly possesses 10% of the asset.

You share in appreciation and rental income just like any co-owner, not just a renter.

Shelta pools qualified investors to jointly buy vetted Lagos/Abuja properties. You commit funds toward a property and receive paperwork showing your percentage ownership. We then manage the property and distribute rent based on your share. Our investors benefit from professional management and economies of scale. In other words, a small group achieves what one individual alone might not.

We set an entry threshold (with a minimum of ₦3 million) to ensure shares are meaningful. This lowers the barrier much below the full property price. Even at this level, you gain access to high-end real estate and rental returns. For comparison, fractional platforms abroad let clients start with the price of a few thousand dollars and we offer similar accessibility in naira.

Qualified investors are typically mid- to high-income Nigerians (local or abroad) seeking to diversify into property. Examples include professionals, entrepreneurs or retirees with investable capital ≥₦3M. We also welcome Nigerians in the diaspora who want to build assets in Nigeria safely.

Real estate carries market and liquidity risk like any investment. Property values and rents can fluctuate.

In Nigeria, the long-term trend has been strong (values up >200% over 5 years), but investors should be aware of economic changes and tenancy gaps. Shelta mitigates risk by careful property selection, and we recommend investors do their own due diligence as well. (Importantly, as with any fractional model, you get equity, not a guarantee; returns depend on rental performance and market conditions

Each investor receives official documentation for their share. Depending on the structure, this could be a title deed note, or LLC membership. In all cases you receive a legally binding document proving your ownership fraction. Shelta ensures all paperwork is properly registered with land registries or corporate registries, giving each investor clear legal standing.

You can sell your stake, subject to our agreement terms and relevant laws. Because your share is an asset, Shelta will help market it to other accredited investors. Over time we expect a growing secondary market fractional platforms report increasing demand from buyers seeking a more affordable entry into Real Estate. We provide support and introductions to facilitate your exit.